Explore Our Loan Programs

 
We offer everything from short-term bridge loans to flexible, long-term financing.

Fix & Flip

Buy and rehab residential. Close in as few as 10 days.

  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
  • Loan Term: 12-24 months
  • LTV: 90% of purchase, 100% of rehab
  • Loan Size: $75K - $50M
2 workers discussing fix and flip loan programs

Rental Loans

Take out or refinance into a 30-year rental loan - whether you want to buy or unlock equity for your next investment project.

  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
  • Loan Term: 30 years
  • LTV: Up to 80%
  • Average DSCR: 1.1
  • Loan Size: $75K – $5M
Rental property funded with dscr loans

New Construction

Acquire or refinance land to build a new property - new investors welcome.

  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
  • Loan Term: 12 - 24 months
  • LTV: Up to 70% for land, 100% for construction budget
  • Loan Size: $75K - $50M
Contractor building a house with a new construction loan

Bridge

Refinance and extract equity from a single-family, multi-family, and condo. Use the cash for whatever you want.

  • Loan Term: 12-24 months
  • LTV: Up to 65%
  • Loan Size: $75K - $50M
  • Loan Term: 12-24 months
  • LTV: Up to 65%
  • Loan Size: $75K - $50M
house bought with a short term bridge loan

The ABL Process

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Fast. Simple. Smart. Get on track for success in just 3 easy steps.
1

Initial Contact

Tell us your property’s address, purchase price, construction budget, After Repair Value (ARV), and exit plan. We’ll tell you whether we’re a good fit.

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2

Underwriting

ABL will fully underwrite the deal to see if it meets our criteria.

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3

Closing

Sign your closing documents to get started on your newest investment project!

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15 Years of Excellence

With over 15 years in operation and more than 7,000+ projects funded, we know what it takes to succeed in real estate investing. Backed by a team of dedicated loan experts, we prioritize your success with tailored loan solutions and unwavering support.
See what sets ABL apart.

7,000+
Projects
Funded
$3.3B
Loans
Funded
500+
5 Star
Reviews

Your Success is Our Priority

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Fast Processing

Get pre-approved within 24 hours and close in as few as 10 days. We understand you need to move fast, and by working with a direct hard money lender like us who requires minimal paperwork, you can.

Zero Point Option

Want to reduce your closing costs? No problem. With us, you can opt for zero points with no pre-payment penalty or exit fees. The earlier you exit the loan, the more you save.

Local Expert Support

Access a team of our local experts who understand your market and work to ensure you get the best deal possible.

Proven Reliability

Count on our full support before and after closing. To us, your project isn’t just a one-and-done deal. It’s the start of a lasting relationship. Just ask our repeat borrowers.

Get Started

Real Reviews from Real Borrowers

 

Great experience! They always answered or returned my calls immediately and walked me through the entire process and made sure all my questions were answered. I had a couple of questions weeks after my loan closed and they still responded immediately and made sure I was taken care of. Great experience and I would highly recommend ABL.

Cindy G.

I am glad I got to know Asset Based Lending, they made funding for my construction site very simple. They have a great team of people, that would go out of their way to help. Boris has been great and very helpful, I highly recommend them for all your Construction financing needs.

Mike A.

I have had the pleasure of working with Boris Akbashev for my real estate financing needs on my last 10-15 projects, and I cannot speak highly enough of his professionalism and expertise. Boris demonstrated a deep understanding of the lending process and went above and beyond to ensure I secured the best possible terms.

John S.

Truly a pleasure having ABL on every deal! Thanks to their lending expertise and timely support and guidance throughout the process to get the best loan for my deals. I can see my company growth from 1-2 flips to numerous flips, new construction, and DSCR loan to grow my portfolio.

Pedro E.

Asset Based Lending is the place to shop for all your construction needs. Their easy funding policy, makes life so much simpler for any builder to focus on building and not be worried about financing project. Boris was supper helpful to accommodate me with all me financing needs.

Ray P.