With over 15 years in operation and more than 7,000+ projects funded, we know what it takes to succeed in real estate investing. Backed by a team of dedicated loan experts, we prioritize your success with tailored loan solutions and unwavering support.
See what sets ABL apart.
Explore Our Loan Programs
Fix & Flip
Buy and rehab residential. Close in as few as 10 days.
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
- Loan Term: 12-24 months
- LTV: 90% of purchase, 100% of rehab
- Loan Size: $75K - $50M
Rental Loans
Take out or refinance into a 30-year rental loan - whether you want to buy or unlock equity for your next investment project.
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
- Loan Term: 30 years
- LTV: Up to 80%
- Average DSCR: 1.1
- Loan Size: $75K – $5M
New Construction
Acquire or refinance land to build a new property - new investors welcome.
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
- Loan Term: 12 - 24 months
- LTV: Up to 70% for land, 100% for construction budget
- Loan Size: $75K - $50M
Bridge
Refinance and extract equity from a single-family, multi-family, and condo. Use the cash for whatever you want.
- Loan Term: 12-24 months
- LTV: Up to 65%
- Loan Size: $75K - $50M
- Loan Term: 12-24 months
- LTV: Up to 65%
- Loan Size: $75K - $50M
The ABL Process
Initial Contact
Tell us your property’s address, purchase price, construction budget, After Repair Value (ARV), and exit plan. We’ll tell you whether we’re a good fit.
Underwriting
ABL will fully underwrite the deal to see if it meets our criteria.
Closing
Sign your closing documents to get started on your newest investment project!
15 Years of Excellence
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Your Success is Our Priority
Fast Processing
Get pre-approved within 24 hours and close in as few as 10 days. We understand you need to move fast, and by working with a direct hard money lender like us who requires minimal paperwork, you can.
Zero Point Option
Want to reduce your closing costs? No problem. With us, you can opt for zero points with no pre-payment penalty or exit fees. The earlier you exit the loan, the more you save.
Local Expert Support
Access a team of our local experts who understand your market and work to ensure you get the best deal possible.
Proven Reliability
Count on our full support before and after closing. To us, your project isn’t just a one-and-done deal. It’s the start of a lasting relationship. Just ask our repeat borrowers.