Baltimore Hard Money Loans
The Premier Baltimore Private Money Lender
For over a decade, Asset Based Lending have provided the most reliable hard money loans for real estate investments in Baltimore. With loan options ranging from fix and flip, new construction, and long-term rental loans, ABL helps investors fund their next project. We specialize in closing deals quickly, so you never miss an opportunity, with loan approval as fast as 24 hours and closing deals in 10 days or less. Our flexible underwriting tailors these hard money loans to your specific project, allowing for the most competitive rates and aggressive LTV.
Whether you’re an experienced investor or looking for your first real estate investment, our team of experts are ready to help you with our streamlined loan process. ABL partners with the best local appraisers, attorneys, and title agents to give our borrowers five-star service from start to finish. If you want to be approved for a fix and flip loan, new construction loan, or loan for long-term rental property in Baltimore, then contact us today.
| Purchase: | $100,000 | Loan Amount: | $139,000 |
| Renovation: | $70,000 | ARV: | $215,000 |
Close In 10 Days Or Less With Baltimore’s Best Hard Money Lender
The Growth Of Fix And Flips In Baltimore
Baltimore’s real estate market presents exceptional investment opportunities, with average sale prices reaching $184,950—a remarkable 56% year-over-year increase. Properties now sell within 40 days on average, reflecting a 27% reduction in market time and creating an intensely competitive seller’s environment. Baltimore hard money lenders have noted this significant market transformation, with transaction volume increasing 16% as investors capitalize on these favorable conditions.
Private money lenders in Baltimore provide crucial financial support for investors targeting the city’s abundant distressed properties. These properties offer substantial profit potential through strategic renovations, with many investors achieving exceptional returns on investment compared to higher-priced metropolitan areas. Asset Based Lending delivers customized financing solutions with streamlined approval processes, enabling investors to move quickly in this fast-paced market and maximize their acquisition and renovation strategies.
Baltimore New Construction
Baltimore’s severe inventory shortage creates prime opportunities for new construction projects, with properties currently selling at $132 per square foot—a 37% year-over-year increase. Baltimore hard money lenders provide crucial funding for experienced builders seeking to capitalize on this robust seller’s market with customized construction loans in Maryland. Private money lenders in Baltimore offer flexible financing options that traditional lenders cannot match, enabling investors to secure capital quickly and maximize their construction timelines in this competitive environment.
Strategic new construction projects addressing specific market demands consistently outperform standard renovations in Baltimore’s current real estate landscape. Properties featuring sought-after amenities like spacious living rooms, outdoor decks, and generous master bedrooms command premium pricing and experience significantly reduced days-on-market. Asset Based Lending’s specialized Baltimore hard money programs deliver the financial solutions builders need, with streamlined underwriting processes and construction draw schedules tailored to project-specific requirements, ensuring optimal cash flow management throughout the development lifecycle.
Rental Property Rising in Baltimore
Baltimore’s rental market demonstrates remarkable resilience, with average rents reaching $1,321—a notable 3% year-over-year increase despite downturns in comparable metropolitan markets. This growth, coupled with the city’s consistently low vacancy rates, positions Baltimore as a strategic investment opportunity for rental property investors seeking stable cash flow. Baltimore hard money lenders provide crucial acquisition financing that enables investors to capitalize quickly on these favorable market conditions. Experienced private money lenders in Baltimore offer specialized DSCR loans in Maryland that evaluate properties based on their income-generating potential rather than traditional borrower qualifications.
The BRRRR strategy (Buy, Renovate, Rent, Refinance, Repeat) offers a systematic approach to building substantial rental portfolios in Baltimore’s thriving market. Investors leverage initial hard money financing to acquire and improve underperforming properties, then transition to long-term DSCR loan Maryland programs once properties are stabilized with reliable tenant income. Asset Based Lending’s comprehensive financing solutions support each phase of this investment cycle, providing the flexible capital structure and streamlined underwriting processes necessary for investors to execute this strategy efficiently. They also scale their rental portfolios strategically in Baltimore’s competitive real estate landscape.
